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  1. Hi to a fellow high school teacher! I had to laugh at myself as I got my calculator out in relation to the penny doubled statistic. My kids have both left home. University is funded differently in New Zealand with interest free loans available for tuition and living costs, but even so my kids have found things tough. It is hard to know how much and how little to help in order to give them independence and skills for managing money but also make sure they are safe and well.