If you, (like
me “some people I know” 🙂 ) lie awake at night, thinking about your kids’ future: what kind of work they’ll do, how they’ll provide for a family and get by financially…even what they’ll do for retirement one day (some of us get a little carried away, but…) today’s topic is for you.
I’m working on my BoyMom book, and I’d love to get your feedback on two related topics:
Boys and Work. and
Boys and Money.
Of course a lot has changed since our grandparents’ day, when hard work and frugality were the norm. Today, “lazy” and “entitled” are words you hear to describe the average teenager (not yours or mine, of course…) And sadly, the majority of kids graduate high school and within months begin to rack up credit card debt, not to mention student loans, and more.
If we let our kids go with the flow in the area of work and money management, their futures are bleak. We live in uncertain times, and a kid that lacks financial sense is prone to a very hard road ahead. Yet, the flip side is also true; if we do prepare our kids well for the future, we are giving them a foundation that might prepare them for a very successful future. There is much we can do to prepare our kids, and it doesn’t have to be complicated.
Please know that I will be passing no judgement here, as you’ll also find in my book that this particular subject reveals one of my personal weaker points. I am not exactly an expert on the topic of money (except spending it — that I’m good at.) I will share what it took to wake me up (at a very crucial time, thank God) to the great importance of this topic for the sake of my kids’ futures. I hope what I have learned will inspire a few people to start thinking about this subject sooner than later.
Now, time for your feedback! If you would share your struggles, successes, and concerns, I will be able to better craft my writing. Here’s a few talking points, but really, anything on this subject is welcome in comments!
— If you’ve struggled to motivate your kids to get off the couch (or unplug their games) and do some real work around the house, this is your safe place to share.
— If you see a general sense of entitlement in your kids’ friends (or in your own kids) your stories are welcome here.
— If you’ve successfully trained your kids to do chores and they love hard work, tell us about it! (and if you’ve used a particular chore system, share that. Here’s mine.)
— If the schools have taught your kids to manage and save money, stay out of debt, manage investments, and plan for retirement, please tell us. (and then tell us where to sign up for that school!)
— If your kids are clueless about money management, savings, and all the rest, you’re not alone and I want to know.
— If you’re a financial whiz, teaching your own kids smart money principles, all about Roth IRA’s, Mutual funds and how to day trade… (please don’t rub it in too much, some of us are fragile) we’d love to hear about it. (And yes, we love to hate you.)
— Finally: Share any present challenges or future concerns you might have. Basically: What keeps you up at night when you think about your kids and their future?
Thank you so much for your feedback!
I look forward to reading your comments, and I hope this topic (and everything!) in my book will offer you support and encouragement!
And in the meantime, here’s a couple related books that I have found super helpful:
(Amazon affiliate links.)
So glad we’re in this thing together!
With much love,